Utah Court of Appeals

Can a judgment be renewed multiple times under Utah's Renewal of Judgment Act? Zions Bancorporation v. Schwab Explained

2023 UT App 105
No. 20220584-CA
September 21, 2023
Reversed

Summary

Zions obtained a judgment against Schwab in 2005 and successfully renewed it once in 2013 under the Renewal of Judgment Act. When Zions sought a second renewal in 2021, the district court denied the motion, interpreting the Act as prohibiting multiple renewals. Schwab did not file an appellate brief, making the appeal uncontested.

Analysis

The Utah Court of Appeals recently addressed whether Utah’s Renewal of Judgment Act allows for multiple renewals of the same judgment in Zions Bancorporation v. Schwab, though the court’s decision raises more questions than it answers.

Background and Facts

Zions obtained a judgment against Schwab in 2005 for an unpaid overdraft. In 2013, Zions successfully renewed the judgment under Utah’s Renewal of Judgment Act, which allows renewal if “the motion is filed before the statute of limitations on the original judgment expires.” Eight years later, in 2021, Zions sought a second renewal. The district court denied the motion, concluding that the Act does not permit multiple renewals because the statute of limitations on the “original judgment” had expired in 2013. Schwab did not file an appellate brief.

Key Legal Issues

The central issue was whether the phrase “statute of limitations on the original judgment” in the Renewal of Judgment Act prohibits multiple renewals. The court also considered whether renewing a judgment extends both its duration and its limitations period.

Court’s Analysis and Holding

Because Schwab failed to file an appellate brief, Zions needed only to establish “a prima facie showing of a plausible basis for reversal” rather than meet the typical burden of persuasion on appeal. The court found Zions’s arguments plausible, noting that the plain language of “renew” suggests making something “like new” in all respects. The court also cited legislative history indicating lawmakers contemplated multiple renewals. However, the court explicitly characterized its decision as a “non-merits disposition” without precedential value, emphasizing that definitive resolution should occur in a case with robust adversarial briefing.

Practice Implications

This decision highlights the reduced burden for appellants in uncontested appeals but provides no binding guidance on multiple judgment renewals. Practitioners should note that the court invited legislative clarification of whether judgment creditors can obtain multiple renewals. Until the issue receives definitive resolution, judgment creditors face uncertainty about their ability to renew judgments beyond the first renewal.

Original Opinion

Link to Original Case

Case Details

Case Name

Zions Bancorporation v. Schwab

Citation

2023 UT App 105

Court

Utah Court of Appeals

Case Number

No. 20220584-CA

Date Decided

September 21, 2023

Outcome

Reversed

Holding

The district court erred in denying Zions’s motion for a second renewal of judgment under the Renewal of Judgment Act, though this constitutes a non-merits decision without precedential value.

Standard of Review

Correctness for statutory interpretation questions. For uncontested appeals, appellant need only establish a prima facie showing of a plausible basis for reversal.

Practice Tip

In uncontested appeals where the appellee fails to brief, the appellant’s burden is reduced to establishing a prima facie showing of a plausible basis for reversal rather than the typical standard of persuasion.

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